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        <title>All Disability Content</title>
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            <title>Amendment to ADA may increase disability claims</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=86a167888d53680a7960c0af60919233</link>
            <description>An amendment to the Americans with Disabilities Act may significantly increase ADA-related claims and lawsuits against employers, according to Business and Legal Reports Inc., a compliance information services company.</description>
            <author>Danielle Andrus</author>
            <pubDate>Wed, 08 Oct 2008 10:30:00 +0100</pubDate>
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            <title>Disability concerns</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=2c586f457146c486094dbd3352e37546</link>
            <description>83 percent of employees are worried about having enough money to live on if they become disabled.</description>
            <author>Benefits Selling staff</author>
            <pubDate>Mon, 28 Jul 2008 10:30:00 +0100</pubDate>
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            <title>Cancer tops long-term disability claims</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=8d95824be6a40836b12c05e574b14c7c</link>
            <description>After its annual review of disability claims, Unum announced that for the seventh year in a row cancer was the leading reason for long-term disability absence in 2007.</description>
            <author>Mike Werling</author>
            <pubDate>Tue, 01 Jul 2008 10:30:00 +0100</pubDate>
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            <title>Workers lack disability coverage</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=023f4943f12faf8b82c6bbf3dc276fba</link>
            <description>American employees seriously underestimate their chances of becoming disabled and losing their income.</description>
            <author>Mike Werling</author>
            <pubDate>Tue, 01 Jul 2008 10:30:00 +0100</pubDate>
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            <title>Stranded at the top</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=3614d7752dc427d29de8f11e07d30c37</link>
            <description>Disability coverage often overlooked for higher-paid execs and key employees.</description>
            <author>Benefits Selling staff</author>
            <pubDate>Tue, 01 Jul 2008 10:30:00 +0100</pubDate>
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            <title>Principal Financial offers voluntary disability</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=d9b1183effe6f23125053d1f783b0756</link>
            <description>ROUGHLY ONE IN THREE workers over the age of 30 will become disabled for at least three months at some point during his career.</description>
            <author>Amanda Buchanan</author>
            <pubDate>Thu, 26 Jun 2008 10:30:00 +0100</pubDate>
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            <title>Back-to-work toolkit introduced</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=96b2cffdc11041bb55dfd2f70cde5f9b</link>
            <description>DISABILITY LEAVE can hurt an employee and his family in more ways than one.</description>
            <author>Mike Werling</author>
            <pubDate>Wed, 25 Jun 2008 10:30:00 +0100</pubDate>
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            <title>Disability insurance overlooked by most</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=111989d6c9dde68a4711bacfec0e65ba</link>
            <description>DEPENDING on which study or survey you look at, Americans' retirement savings are going to fall a little short or far short of meeting their retirement needs.</description>
            <author>Mike Werling</author>
            <pubDate>Sun, 22 Jun 2008 10:30:00 +0100</pubDate>
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            <title>Disability Blueprint</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=02714fe644e6b03c5fe42b7574ca9d05</link>
            <description>One of the potential concerns everyone confronts is the onset of the disability of a family member, whether by accident or sickness.</description>
            <author>Colin Fitzpatrick Smith</author>
            <pubDate>Sun, 22 Jun 2008 10:30:00 +0100</pubDate>
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            <title>Does your company pay for long-term disability, is it offered on a voluntary basis or a ...</title>
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            <description>&quot;We offer short- and long-term disability on a voluntary basis.&quot;</description>
            <author>Benefits Selling staff</author>
            <pubDate>Sun, 22 Jun 2008 10:30:00 +0100</pubDate>
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            <title>Disability insurance gets short shrift</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=58f3567c3332377e8ba712b03726f743</link>
            <description>CONSUMERS FACE a disability insurance information gap.</description>
            <author>Mike Werling</author>
            <pubDate>Sat, 21 Jun 2008 10:30:00 +0100</pubDate>
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            <title>LTD claims increase</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=0f22f64e656d4947ca505807326b4f87</link>
            <description>MORE THAN HALF A MILLION individuals received long term disability insurance payments in 2006 from Council for Disability Awareness companies, according to CDA.</description>
            <author>Mike Werling</author>
            <pubDate>Sat, 21 Jun 2008 10:30:00 +0100</pubDate>
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            <title>Disability risk below boomer radar</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=a25d335b83e4218b250dac42d0dedfa5</link>
            <description>ACCORDING TO the Social Security Administration, a worker has a 30 percent chance of missing three or more months of work before retirement due to a disabling injury or illness.</description>
            <author>Mike Werling</author>
            <pubDate>Fri, 20 Jun 2008 10:30:00 +0100</pubDate>
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            <title>Walking the line</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=4f07fdc06755605952c877d97860c85e</link>
            <description>So we've finally come around to talking about a recession. I mean, if Alan Greenspan says it, it must be true, right?</description>
            <author>Denis Storey</author>
            <pubDate>Wed, 16 Apr 2008 10:30:00 +0100</pubDate>
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            <title>Disability coverage often overlooked for key employees</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=5fd4c440d792fb66efde5c9a06770860</link>
            <description>I received a call from a close friend who asked me to review his employer-sponsored disability program with him.</description>
            <author>Benefits Selling staff</author>
            <pubDate>Wed, 23 Jan 2008 10:30:00 +0100</pubDate>
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            <title>Keep life and disability insurance relevant</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=b1f6e54ef13d41406d5fe9679c922add</link>
            <description>We cannot miss opportunities to help a large number of Americans secure the life and disability coverage they need to help protect their lifestyles and loved ones.</description>
            <author>Barry J. Petruzzi</author>
            <pubDate>Tue, 01 Jan 2008 10:30:00 +0100</pubDate>
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            <title>Untapped labor pool</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=f927097909ec399ec1bee4426583ccf6</link>
            <description>10 million jobs will be unfilled by 2010 as more boomers retire.</description>
            <author>Benefits Selling staff</author>
            <pubDate>Wed, 12 Dec 2007 10:30:00 +0100</pubDate>
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            <title>McNeill on: Disability</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=312ec7a60ec88c9b9156a76e039c613f</link>
            <description>Did you enjoy our cover story with Dan McNeill?  Read this article to learn how he feels about disability insurance.</description>
            <author>Denis Storey</author>
            <pubDate>Mon, 01 Oct 2007 10:30:00 +0100</pubDate>
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            <title>Instant coverage</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=563bbce6b80700e7d2f023f955d274bd</link>
            <description>This article explains that while getting as many people covered by health insurance should be near the top of any agenda, political or otherwise, another important topic is getting lost in the dialogue: income replacement in the form of short-term disability insurance.</description>
            <author>Mike Werling</author>
            <pubDate>Wed, 01 Aug 2007 10:30:00 +0100</pubDate>
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            <title>Fill the information gap</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=c289da23649bc95314feb1193bf68cf5</link>
            <description>It is difficult to show clients how the &quot;what if&quot; affects their business and household. This article explains how by doing so, you help your client ensure long-term sustainability and position them well for future success. </description>
            <author>Mark Warrington</author>
            <pubDate>Tue, 01 May 2007 10:30:00 +0100</pubDate>
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            <title>Insider tips from an STD benefits forum</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=10179903d3a3e80dd672a99a47f25021</link>
            <description>One of the most attractive benefits to employers and their employees is short-term disability income insurance. This article discusses why your key to success is to offer well-selected plan designs backed with case studies to help show employers and employees how you and your products best meet their needs.</description>
            <author>Marty Traynor</author>
            <pubDate>Tue, 01 May 2007 10:30:00 +0100</pubDate>
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            <title>The problem with disability</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=16ee6cf421127748117063725401845e</link>
            <description>Popular worksite product sales sluggish, despite vast untapped potential.</description>
            <author>BS Staff</author>
            <pubDate>Thu, 01 Jun 2006 10:30:00 +0100</pubDate>
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