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            <title>A vote for the middle ground</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=cbef084362710a92df4851e5c9ce4e2f</link>
            <description>There's an old Irish proverb (one that actually doesn't involve drinking -- at least not overtly) that admonishes, &quot;Better the devil you know than the one you don't.&quot;</description>
            <author>Denis Storey</author>
            <pubDate>Mon, 01 Dec 2008 10:30:00 +0100</pubDate>
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            <title>Shelter from the storm</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=f82c8e68d1d41e04f67f715ee37dfe42</link>
            <description>Without a doubt, the turbulent economy will remain the driving force for health insurance trends in 2009. Small and mid-size employers will be squeezed to cut expenses, and benefit costs are one of their largest budget items.</description>
            <author>Dave Keller</author>
            <pubDate>Mon, 01 Dec 2008 10:30:00 +0100</pubDate>
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            <title>Erosion in coverage</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=f17f0fedf71143d52b8f184270c104a9</link>
            <description>No further erosion in coverage for active employees in 2008 as employers anticipate health reform</description>
            <author>Benefits Selling staff</author>
            <pubDate>Wed, 26 Nov 2008 10:30:00 +0100</pubDate>
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            <title>Employers and health care reform</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=414339b93dbdda0d67be819bd84061a5</link>
            <description>53 percent of employers are in favor of an individual mandate requiring everyone to have health coverage if they can afford it, either through their employer or purchased on their own.</description>
            <author>Benefits Selling staff</author>
            <pubDate>Wed, 26 Nov 2008 10:30:00 +0100</pubDate>
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            <title>Medicare expenditures on the rise</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=f3d8bd55f758a19e520bf7f3071a49db</link>
            <description>Medicare expenditures have increased and are projected to reach $882 billion by 2017</description>
            <author>Benefits Selling staff</author>
            <pubDate>Wed, 19 Nov 2008 10:30:00 +0100</pubDate>
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            <title>Mental health parity requirements</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=4a4869ed42a23edb71bd849d118fa6a9</link>
            <description>39 percent of benefits professionals said their company will increase employee premium contributions to help pay for new mental health parity requirements.</description>
            <author>Benefits Selling staff</author>
            <pubDate>Wed, 19 Nov 2008 10:30:00 +0100</pubDate>
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            <title>Average health insurance premium increases</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=4f0f80c3bdd49e3ea65ab75375544f25</link>
            <description>Average health insurance premium increases</description>
            <author>Benefits Selling staff</author>
            <pubDate>Wed, 12 Nov 2008 10:30:00 +0100</pubDate>
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            <title>Pregnancy and discrimination</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=a768e23db0a64102cd15130b2e3baa09</link>
            <description>The number of pregnancy discrimination charges increased 65 percent from 1992 to 2007.</description>
            <author>Danielle Andrus</author>
            <pubDate>Wed, 12 Nov 2008 10:30:00 +0100</pubDate>
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            <title>Serious illness is serious concern for employees</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=c78f473d13d73a8dc5b5e92e2d384f44</link>
            <description>Serious illness is a major concern among U.S. employees, according to a survey by Harris Interactive commissioned by Colonial Life.</description>
            <author>Danielle Andrus</author>
            <pubDate>Wed, 05 Nov 2008 10:30:00 +0100</pubDate>
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            <title>Employers fear change in health care plans</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=9e43010f5f3e88eef5c516cc08de0f27</link>
            <description>Taxing employees on employer-sponsored health care would negatively effect 74 percent of employers' work force.</description>
            <author>Benefits Selling staff</author>
            <pubDate>Wed, 05 Nov 2008 10:30:00 +0100</pubDate>
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            <title>Accountability, the new word in the election?</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=1c49c178cf7f51d30578e9c54117aaa9</link>
            <description>I'm not even sure how to start this column, but I've been watching Fox News all day and several thoughts come to mind as to the similarities between the much discussed bailout and the state of our country's health care crisis.</description>
            <author>Sharon Alt</author>
            <pubDate>Sat, 01 Nov 2008 10:30:00 +0100</pubDate>
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            <title>Health care spending</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=ded69138bf4993ba5d1664f9305dbe31</link>
            <description>Health care spending distribution by category, 2006</description>
            <author>Benefits Selling staff</author>
            <pubDate>Wed, 29 Oct 2008 10:30:00 +0100</pubDate>
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            <title>Health, retirement most expensive benefits</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=255a0c17ec3e522c5e1612a16d843741</link>
            <description>Health benefits cost employers more than retirement benefits, according to the United States Chamber of Commerce.</description>
            <author>Danielle Andrus</author>
            <pubDate>Wed, 15 Oct 2008 10:30:00 +0100</pubDate>
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            <title>Candidates, economy will shake industry</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=8b3b2b303870c6c81564075a043d5e4e</link>
            <description>According to a CNN/Opinion Research Corp. poll from late July, in which respondents were asked &quot;Which of the following issues will be MOST important to you when you decide how to vote for president,&quot; health care came in third (13 percent) behind the Iraq War (18 percent) and the economy (48 percent). Though health care began the campaign season as the predominant domestic issue, it has since been superseded by high gas prices and a slumping stock market.</description>
            <author>James A. Klein</author>
            <pubDate>Wed, 01 Oct 2008 10:30:00 +0100</pubDate>
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            <title>November promises health care referendum</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=f24c622fcaa3aee7709cb263bebc8f5a</link>
            <description>My godfather instilled in me three important lessons: Never drink blended whisky, always keep your word and never, ever talk politics in polite company or at the dinner table.</description>
            <author>Denis Storey</author>
            <pubDate>Wed, 01 Oct 2008 10:30:00 +0100</pubDate>
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            <title>Where do they stand? Candidates McCain and Obama face off on health care</title>
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            <description>One of the hottest issues in this year's presidential campaign is health care. In fact, most voters ranked health care as their No. 3 priority when heading to the polls -- trailing only the economy and the war in Iraq.</description>
            <author>Ellie Kuykendall</author>
            <pubDate>Wed, 01 Oct 2008 10:30:00 +0100</pubDate>
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            <title>Don't be afraid to ask for help</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=f396e5189b884c9a8042a384cf7aec1e</link>
            <description>As the industry continues its quest to turn health care users into health care consumers, forward-thinking agents envision customers happily shopping for their health care services.</description>
            <author>Sharon Alt</author>
            <pubDate>Wed, 01 Oct 2008 10:30:00 +0100</pubDate>
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            <title>Women's health insurance coverage</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=ffc8bc3e9a6ba68e16d7cfaec32d0b5e</link>
            <description>Total equals 94 million women, ages 18 to 64</description>
            <author>Benefits Selling staff</author>
            <pubDate>Wed, 24 Sep 2008 10:30:00 +0100</pubDate>
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            <title>Health care costs rise for employers, employees</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=ed9145eceb51ad5f473a5cbd2d962428</link>
            <description>A new study by Hewitt Associates found average health care costs increased 6 percent in 2008, up from 5.3 percent in 2007.</description>
            <author>Danielle Andrus</author>
            <pubDate>Wed, 24 Sep 2008 10:30:00 +0100</pubDate>
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            <title>Medical home successes</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=5116b1f1b33949db1605b4da7cf6d3a6</link>
            <description>23 percent of people with a medical home are able to manage chronic conditions.</description>
            <author>Benefits Selling staff</author>
            <pubDate>Wed, 17 Sep 2008 10:30:00 +0100</pubDate>
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            <title>Home, sweet home</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=7cf66890ec0748569db83134e5adad3a</link>
            <description>One possible solution for rising health care costs is the rise of the &quot;medical home,&quot; a health care model that involves primary care doctors taking over management of their patients' care, according to Workforce Management.</description>
            <author>Danielle Andrus</author>
            <pubDate>Wed, 17 Sep 2008 10:30:00 +0100</pubDate>
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            <title>Costs of absenteeism</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=078d99eac04c3eaadef1df5197ea758f</link>
            <description>The average total cost of unplanned absences is 6 percent of payroll.</description>
            <author>Benefits Selling staff</author>
            <pubDate>Wed, 03 Sep 2008 10:30:00 +0100</pubDate>
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            <title>Employer costs per worker hour</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=4246884cfe957ac18aa76fd0e7e59b0b</link>
            <description>Mean health insurance costs per worker hour for employees with access to coverage, 1999-2005</description>
            <author>Benefits Selling staff</author>
            <pubDate>Wed, 03 Sep 2008 10:30:00 +0100</pubDate>
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            <title>Brokers need to educate workers</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=46d13bc95d369d7efeb038c651b45e83</link>
            <description>Benefits professionals know that employees are expected to make more and more of the decisions surrounding their health care and the coverage they receive at work.</description>
            <author>Benefits Selling staff</author>
            <pubDate>Mon, 01 Sep 2008 10:30:00 +0100</pubDate>
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            <title>Good catch</title>
            <link>http://www.benefitssellingmag.com/r/bsMag/d/contentFocus/?adcID=e74da7b9efbe7e53889f4b3a496913a2</link>
            <description>The landscape of health insurance and health care financing is undergoing immense change. The number of workers at small businesses who get their medical coverage through work continues to decline, which is driving an increase in individual medical sales.</description>
            <author>Dave Keller</author>
            <pubDate>Mon, 01 Sep 2008 10:30:00 +0100</pubDate>
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